HOME IMPROVEMENT PROGRAMS

Home Repair and Rehabilitation Programs

Provides low interest / no interest loans and grants to qualified low-income home owners for necessary home repairs.  This program is available throughout Okanogan County.

CDBG Rehabilitation

Provides low interest / no interest loans and grants to qualified low-income home owners for necessary home repairs.  This program is available in south Okanogan County (cities of Brewster and Pateros). Renters may also qualify.

Housing Finance Unit

Provides low interest loans to income-qualified home owners for necessary home repairs.  This program is available throughout Okanogan County.

Do You Qualify?

Steps to Obtaining Assistance

Types of Work That May Be Approved

For more information or to request an application,

please call (509) 422-4041 or toll free 1-877-641-0101

Serving Okanogan County and the city of Bridgeport in Douglas County

Do You Qualify?

Answer "Yes" to the following questions and you may qualify for a low interest or no interest home improvement loan!

·         Is your home located in Okanogan County or the city of Bridgeport? 

·         Do you own, or are you in the process of buying your home and/or land?   

·         Do you plan on living in your home for at least one year?

·         Do you have fire insurance?

·         If your home is a mobile or a manufactured home, is it on a permanent foundation or is a permanent foundation part of your improvement plan?

·         Will the improvements you wish to make meet county codes?

·         Have you been unable to qualify for a loan because of your income?

Steps to Obtaining Assistance

·         Complete an over the phone pre-application while speaking to the receptionist.

·         If we can determine from the pre-application that you and your home may be eligible for assistance, you will receive a Home Improvement application.  Please complete and return the application including a detailed map to your home and all necessary documentation. 

·         Once your application is received and reviewed by a Family Development Specialist in the Housing Department you will be contacted for an appointment to complete an interview.

·         Once your eligibility is confirmed, an Auditor will be scheduled to audit your home and determine if your home is eligible.

·         If the repairs or improvements needed appear to be within the scope of our programs, Community Action’s Housing Department will seek to obtain bids from licensed, bonded contractors.

·         When the bids are received, we will review the proposal with you.  If you are applying for a loan another appointment will be scheduled for you to sign loan papers.

·         The contractor will be issued a proceed order and the work will commence according to a schedule the contractor makes with you.

Types of Work That May Be Approved

·         Repair of health and safety concerns.

·         Repair or replacement of sanitary water and waste disposal systems.

·         Energy conservation measures.

·         Repair or replacement of primary heating systems.

·         Repair or replacement of electrical systems.

·         Repair or replacement of structural supports and foundations

·         Alterations necessary to accommodate disabled family members.